Retirement Benefits: Employees Appointed Before 01.01.2004 (OPS)

For employees and pensioners under the Old Pension Scheme: estimate your monthly pension, gratuity, leave encashment and commutation on one printable page, and check the figures on your Pension Payment Order (PPO). Central Government and Railway employees.

Who is this for? Employees and pensioners covered by the Old Pension Scheme, generally those appointed before 1 January 2004. If you are under NPS or UPS, use the NPS & UPS Calculator instead.

Disclaimer: This is an indicative estimate for employees under the Old Pension Scheme (joined before 1 January 2004), based on the CCS (Pension) Rules, the CCS (Commutation of Pension) Rules, 1981 (Table-II), and the leave encashment orders of the Railway Board and the CCS (Leave) Rules. It does not cover every case (breaks in service, VRS weightage, recoveries and so on). Your pension sanctioning authority makes the actual calculation. NPS and UPS employees should use the NPS & UPS Calculator.

Last drawn Basic Pay (₹)

Average Basic Pay, last 10 months (₹, optional)

Qualifying service — years

Qualifying service — months

Dearness Allowance / Relief rate (%)

No DA rate has been added on this site yet. Type the rate in force on your date of retirement. DA and DR are the same rate.

Leave on average pay at credit (days)

Half pay leave at credit (days)

Both together are limited to 300 days.

Date of birth

Date of retirement

Filled from your date of birth (age 60). You can change it.

Commute how much of the pension? (% — maximum 40)

Enter 0 for no commutation.

Age next birthday (filled in from the dates)

Table-II is read by age next birthday. Change it only if your office uses a different age.

GPF balance (₹, optional)

Other dues (₹, optional)

For example CGEGIS or any other amount you expect.

Fill in the details above and press “Calculate Retirement Summary”.